Residential Bridging

Fast, flexible residential bridging loans up to £1,000,000. Designed to provide certainty in residential property transactions.

For more complex projects, find out more about our Refurbishment Loans.

Residential Bridging

Fast, flexible residential bridging loans up to £1,000,000. Designed to provide certainty in residential property transactions.

Quick Quote
0.7% Per Month (min)
75% LTV (max)
18 months Term (max)
  1. Quick Enquiry
  2. Standard Enquiry
  3. Detailed Enquiry

Product Guide – Standard Bridging

Standard Residential Bridging

Our residential bridging loans are designed to provide short-term finance in advance of a purchase or refinance. Our expert team will work with you to tailor a facility that fits your requirements.

  • Facilities up to £500,000
  • Flexible terms to fit your requirements
  • Higher LTVs with additional security

TYPICAL DEALS

Quick Completion. Purchase residential property requiring a quick completion, from as little as 72 hours.

Purchase at Auction. Property to be purchased at auction and sold or refinanced with a BTL mortgage.

Capital Increase. Raise capital for business purposes (second charge facility available on residential properties).

Light Refurbishment. Property requiring light refurbishment before sale or refinance with a BTL mortgage.

Extension/Loft Conversion/Conversion to HMO. Properties requiring heavier works over a longer period (up to 18 months).

Development Exit. Refinance a development facility to release equity or allow more time for property sales to complete.

Below Market Purchase. Property to be acquired at Below Market Value as a result of an option, distressed sale or inheritance.

Bridge to Develop/Planning Enhancement. Full/Outline Planning Permission in place with at least 12 months remaining.

Leasehold Extension. Purchase or refinance of a residential property requiring a lease extension.