Case Studies
Explore real examples of how Colenko structures bridging, refurbishment and development finance for property professionals. These case studies show the thinking behind each facility, from borrower profile and valuation approach to funding structure, execution and exit strategy.
Colenko Ltd operates the www.colenko.com website, which provides the SERVICE. This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service, the www.colenko.com website.
If you choose to use our Service, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.
The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at www.Colenko.com, unless otherwise defined in this Privacy Policy.
We will always process any personal data about you in compliance with the European General Data Protection Regulation (“GDPR”).
Information Collection and Use
For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.
We will process (collect, store and use) the information you provide in a manner compliant with the GDPR. We will endeavour to keep your information accurate and up to date, and not keep it for longer than is necessary.
Log Data
We want to inform you that whenever you visit our Service, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser version, pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.
Cookies
Cookies are files with a small amount of data that are commonly used as an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.
Our website uses these “cookies” to collect information and to improve our Service. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.
Service Providers
We may employ third-party companies and individuals due to the following reasons:
- To facilitate our Service;
- To provide the Service on our behalf;
- To perform Service-related services; or
- To assist us in analysing how our Service is used.
We want to inform our Service users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.
Credit and Fraud Prevention Agencies
In order to process your application we will supply your personal information to credit reference agencies (CRAs) and they will give us information about you, such as about your financial history. We do this to assess creditworthiness and product suitability, check your identity, manage your account, trace and recover debts and prevent criminal activity.
We will also continue to exchange information about you with CRAs on an ongoing basis, including about your settled accounts and any debts not fully repaid on time. CRAs will share your information with other organisations. Your data will also be linked to the data of your spouse, any joint applicants or other financial associates.
Credit Reference Agency contact details
- CALLCREDIT, Consumer Services Team, PO Box 491, Leeds, LS3 1WZ
- EQUIFAX PLC, Credit File Advice Centre, PO Box 3001, Bradford, BD1 5US
- EXPERIAN, Consumer Help Service, PO Box 8000, Nottingham NG80 7WF
The identities of the CRAs and the ways in which they use and share personal information are explained in more detail in the Credit Reference Agency Information Notice (CRAIN):
Open Banking
This section of our Privacy Policy relates to Open Banking and should be read in conjunction with the other clauses in our Privacy Policy.
What is Open Banking?
Open Banking is the secure way of providing access to your bank or building society account to providers who are registered for this purpose.
Further information about Open Banking is available from www.openbanking.org.uk.
Security
We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it.
Links to Other Sites
Our Service may contain links to other sites. If you click on a third-party link, you will be directed to that site.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We advise you to review this page periodically for any changes.
Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.
