Increased leverage from a single lender
Colenko provides stretch senior finance to experienced developers delivering smaller ground-up residential schemes. By increasing leverage from a single lender, stretch senior funding removes the need for intercreditor agreements and simplifies the overall capital structure.
Deals we fund
Colenko provides stretch senior finance for residential developments where higher leverage is required from a single lender. Typical uses include single units, smaller schemes and phased projects seeking enhanced day one funding without added structural complexity.
Residential Units
Residential Block
Infill Development
Garden Development
Key facts
| Loan amount | Up to £2,000,000 |
| Loan term | Up to 18 months |
| Monthly rate | From 0.95% per month |
| Loan-to-gross-domestic-value (LTGDV) | Up to 80% |
| Loan-to-cost (LTC) | Up to 95% |
| Security | Second charge |
| Ownership | Individual or SPV |
| Region | England and Wales |
Our process
We combine disciplined underwriting with practical development experience to deliver stretch senior funding that enhances leverage within a single facility.
Contact our sales team
mark@colenko.com
020 4576 9470
lee@colenko.com
020 7948 9706
Why choose Colenko?
Choosing a lender is about more than rate. With Colenko, you gain a proactive partner, clear communication at every stage, and the necessary experience to keep your transaction moving from first conversation through to completion.
Clarity
We lend with a clear understanding of your circumstances, providing full transparency on what we can offer. By assessing your situation thoroughly, we deliver funding that works from the outset.
Communication
We keep you informed throughout the process with clear, straightforward updates. You can move forward with confidence, supported by consistent and reliable communication.
Commitment
When we issue terms, we stand behind them. We navigate complexity, overcome challenges, and remain committed every step of the way to ensure your loan progresses smoothly to completion.
What our clients say
Here’s what clients say about working with Colenko. From first conversation to completion, we focus on clear communication, practical solutions, and keeping deals moving.
“I had a really positive experience with Colenko. The team stepped in and helped complete the deal smoothly. They were proactive throughout and communication was clear from start to finish. The process was well managed and efficient. I’d happily recommend them.”
Marianne, Kensington
“Our broker recommended Colenko and, given our tight timeframe and first auction purchase, we were initially a little hesitant. However, the team were excellent from the start. They were supportive, attentive and kept us updated while guiding us through the process.”
Olu, Lewisham
“We’ve worked with Colenko on several transactions and the experience has always been smooth. The team act quickly to ensure deals complete on time, even with tight auction deadlines. Their responsiveness and efficiency make the whole process straightforward.”
Michael, Oxford