1. Loan
Origination
We source and structure loan opportunities through our network of commercial brokers.
2. Loan
Selection
You access opportunities via an online portal and build a diversified portfolio of loans.
3. Loan
Servicing
We oversee the loan servicing and pass on interest payments to you each month.
4. Loan
Repayment
We ensure all principal and interest is returned to you before releasing our security.
risk assessment
We underwrite loan opportunities according to a rigorous, systematic process overseen by our highly experienced team.
Colenko Capital Ltd acts as the lender of record for the benefit of the participants in each loan. Each investor enjoys the benefit of any cashflows generated from a loan pro-rata based on their level of investment.
You may elect to receive interest on a monthly basis through the course of a loan, or as a bullet payment when a loan redeems. In the latter case, your interest will compound on a monthly basis.
We welcome investments from individual and corporates, and a number of our investors choose to do so through their SIPPs. Please note that Colenko do not provide tax advice and you should seek clarification from your SIPP provider before investing.
The minimum target investment across a portfolio of loans is £50,000. The minimum investment per loan is £10,000. Our investors typically diversify across a number of loans.
Once you are set up with an investor account, you will have access to our Investor Portal. New Loan opportunities are posted in the portal prior to funding for all investors to view. You will also receive an email alerting you of an upcoming loan investment opportunity.
Lender
Team
Please get in touch with our lender team to find out more about participating in secured loans with Colenko.